{"id":2508,"date":"2015-07-15T11:10:54","date_gmt":"2015-07-15T09:10:54","guid":{"rendered":"https:\/\/www.mobilityinstitute.es\/?post_type=avada_portfolio&#038;p=2508"},"modified":"2020-07-28T10:08:49","modified_gmt":"2020-07-28T08:08:49","slug":"auto-finance-in-the-evolving-transportation-ecosystem","status":"publish","type":"avada_portfolio","link":"https:\/\/www.mobilityinstitute.es\/ca\/content\/auto-finance-in-the-evolving-transportation-ecosystem\/","title":{"rendered":"Auto finance in the evolving transportation ecosystem"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_3_4 3_4 fusion-three-fourth fusion-column-first\" style=\"width:74%; margin-right: 4%;margin-top:0px;margin-bottom:0px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p>The <strong>well-established role of auto finance will be deeply challenged in the coming years<\/strong> as the extended global automotive industry evolves into a new mobility ecosystem.<\/p>\n<p>&nbsp;<\/p>\n<p>Most notably for auto financing, the rise of shared access to vehicles and drop in the number of consumer purchases could dramatically alter the number and size of loans and who needs them. Customers will increasingly be businesses in addition to individual consumers, and overall loan volume and its associated revenue could decline dramatically in the long run.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>For finance companies<\/strong> grappling with these changes, our <strong>hope<\/strong> is to <strong>share insights derived from<\/strong> our work on <strong>the future of mobility<\/strong> <strong>and<\/strong> to commence an <strong>ongoing dialogue around the evolution under way<\/strong>, its <strong>implications<\/strong> for incumbents <strong>and disrupters<\/strong>, and the sources of new value creation. In short, we seek to help key stakeholders explore \u201cwhere to play\u201d and \u201chow to win\u201d in the evolving mobility ecosystem. And we believe there are concrete steps auto financiers can take today to prepare for the future.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_4 1_4 fusion-one-fourth fusion-column-last\" style=\"width:22%;margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-2\">\r\n\r\n\r\n<div class=\"fusion-login-box fusion-login-box-1 fusion-login-box-login fusion-login-align-center fusion-login-field-layout-stacked\"><style type=\"text\/css\">.fusion-login-box-1 .fusion-login-heading{color:#000;}.fusion-login-box-1 .fusion-login-caption{color:#fff;}.fusion-login-box-1 a{color:#fff;}<\/style><h3 class=\"fusion-login-heading\">Introdueix les teves credencials per a accedir al contingut<\/h3><form class=\"fusion-login-form\" style=\"background-color:rgba(0,0,0,0.68);\" name=\"loginform\" id=\"loginform\" method=\"post\" action=\"https:\/\/www.mobilityinstitute.es\/wp-login.php\"><div class=\"fusion-login-fields\"><div class=\"fusion-login-input-wrapper\"><label class=\"fusion-hidden-content\" for=\"user_login-1\">Nom d&#039;usuari o correu electr\u00f2nic<\/label><input type=\"text\" name=\"log\" placeholder=\"Nom d&#039;usuari o correu electr\u00f2nic\" value=\"\" size=\"20\" class=\"fusion-login-username input-text\" id=\"user_login-1\" \/><\/div><div class=\"fusion-login-input-wrapper\"><label class=\"fusion-hidden-content\" for=\"user_pass-1\">Clau<\/label><input type=\"password\" name=\"pwd\" placeholder=\"Clau\" value=\"\" size=\"20\" class=\"fusion-login-password input-text\" id=\"user_pass-1\" \/><\/div><\/div><div class=\"fusion-login-additional-content\"><div class=\"fusion-login-submit-wrapper\"><button class=\"fusion-login-button fusion-button button-default fusion-button-default-size fusion-login-button-no-fullwidth\" type=\"submit\" name=\"wp-submit\">Accedir<\/button><input type=\"hidden\" name=\"user-cookie\" value=\"1\" \/><input type=\"hidden\" name=\"redirect_to\" value=\"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/avada_portfolio\/2508\" \/><input type=\"hidden\" name=\"fusion_login_box\" value=\"true\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/ca\/wp-json\/wp\/v2\/avada_portfolio\/2508\" \/><span class=\"fusion-login-nonce\" style=\"display:none;\"><\/span><\/div><div class=\"fusion-login-links\"><label class=\"fusion-login-remember-me\"><input name=\"rememberme\" type=\"checkbox\" id=\"rememberme\" value=\"forever\" \/>Recordar<\/label><a class=\"fusion-login-lost-passowrd\" target=\"_self\" href=\"https:\/\/www.mobilityinstitute.es\/ca\/resetejar-clau\/\">No recordes la teva clau?<\/a><\/div><\/div><\/form><\/div>\r\n\r\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f933-o1\" lang=\"ca\" dir=\"ltr\" data-wpcf7-id=\"933\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/ca\/wp-json\/wp\/v2\/avada_portfolio\/2508#wpcf7-f933-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Formulari de contacte\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"933\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"ca\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f933-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/>\n<\/fieldset>\n\n<p style=\"font-weight: 400\"><em>Aquest contingut \u00e9s exclusiu per a associats del Mobility Institute. Si vol m\u00e9s informaci\u00f3 de com associar-se, contacti amb nosaltres mitjan\u00e7ant el seg\u00fcent formulari<\/em>\n<\/p>\n<p><label> Nom*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"contactname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"name\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"contactname\" \/><\/span> <\/label>\n<\/p>\n<p><label> Empresa*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"empresa\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" id=\"company\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"empresa\" \/><\/span> <\/label>\n<\/p>\n<p><label> Tel\u00e8fon*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel\" id=\"phone\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span> <\/label>\n<\/p>\n<p><label> E-mail*<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email\" id=\"email\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"email\" \/><\/span> <\/label>\n<\/p>\n<p><label> Missatge<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"message\"><textarea cols=\"40\" rows=\"10\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea\" id=\"message\" aria-invalid=\"false\" name=\"message\"><\/textarea><\/span> <\/label>\n<\/p>\n<div style=\"width:100%;text-align:center;margin-top:30px\">\n\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner fusion-button button-flat fusion-button-round button-large button-custom button-1\" id=\"submitcontact\" type=\"submit\" value=\"Enviar\" \/>\n\t<\/p>\n<\/div><div class=\"fusion-alert alert custom alert-custom fusion-alert-center wpcf7-response-output fusion-alert-capitalize alert-dismissable\" role=\"alert\" style=\"border-width:1px;\"><div class=\"fusion-alert-content-wrapper\"><span class=\"fusion-alert-content\"><\/span><\/div><button type=\"button\" class=\"close toggle-alert\" data-dismiss=\"alert\" aria-label=\"Close\">&times;<\/button><\/div>\n<\/form>\n<\/div>\n\r\n\r\n\r\n\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":9,"featured_media":6342,"menu_order":338,"comment_status":"open","ping_status":"closed","template":"","format":"standard","meta":{"footnotes":""},"portfolio_category":[90],"portfolio_skills":[],"portfolio_tags":[],"yst_prominent_words":[1166,2933,2917,2987,2984,1502,2923,343,2920,2937,2980,99,2951,1169,631,2986,2930,2928,2985,1164],"class_list":["post-2508","avada_portfolio","type-avada_portfolio","status-publish","format-standard","has-post-thumbnail","hentry","portfolio_category-future-of-mobility-ca"],"_links":{"self":[{"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/avada_portfolio\/2508","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/avada_portfolio"}],"about":[{"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/types\/avada_portfolio"}],"author":[{"embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/users\/9"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/comments?post=2508"}],"version-history":[{"count":0,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/avada_portfolio\/2508\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/media\/6342"}],"wp:attachment":[{"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/media?parent=2508"}],"wp:term":[{"taxonomy":"portfolio_category","embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/portfolio_category?post=2508"},{"taxonomy":"portfolio_skills","embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/portfolio_skills?post=2508"},{"taxonomy":"portfolio_tags","embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/portfolio_tags?post=2508"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.mobilityinstitute.es\/ca\/wp-json\/wp\/v2\/yst_prominent_words?post=2508"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}